Potsdam, NY — income, home value, property tax, and sales tax.
With per-capita income at just $6,123, ZIP code 13699 ranks among the lowest-earning areas, a figure that reflects the student-heavy population around Potsdam. That income level places the area firmly in working-class or below-average territory. The county-level property tax rate of 2.33% is steep, meaning owners of even lower-value homes face a meaningful annual bill. Add an 8.00% combined sales tax on purchases, and the overall tax load weighs heavily against such limited earnings. Residents here stretch each dollar further than most, with taxes consuming a larger share of income than in wealthier communities.