ZIP Code 13693

In ZIP 13693, near Watertown, homes carry a median value of $234,200, and the county-level effective property tax rate of 1.54% works out to roughly $3,607 a year for a house at that price. With median household income at $72,396, that tax bill absorbs about 5% of annual earnings before any mortgage payment. Per-capita income stands at $46,350, so single earners may feel the squeeze more sharply. Add an 8.00% combined sales tax on everyday purchases, and the overall cost of living here leans on income more heavily than the home prices alone imply.