Potsdam, NY — income, home value, property tax, and sales tax.
In ZIP code 13649, near Potsdam, households bring in a median of $156,250, while per-capita income sits at $52,773. That earning power matters because the county-level effective property tax rate is 2.33%, a figure that shapes what buyers can carry over time. A higher rate means a larger share of each year's payment goes to taxes rather than principal, which can tighten what a household qualifies for at a given price. Sales taxes add 8.00% on purchases, further drawing on take-home pay. Together these costs influence how much house someone in this area can genuinely sustain.