ZIP Code 13635

ZIP code 13635, near Potsdam, sits in middle-income territory, with a median household income of $71,316 that lands above many rural upstate New York communities but below the state's more affluent suburbs. Per-capita income of $27,451 points to a working- and middle-class mix. Homes carry a median value of $104,400, and the county-level effective property tax rate of 2.33% means owners pay a meaningful share of that value each year in taxes. Add an 8.00% combined sales tax rate, and everyday purchases carry a noticeable premium, shaping the overall cost of living here.