Utica, NY — income, home value, property tax, and sales tax.
ZIP code 13475, in the Utica area, sits squarely in working-class to middle-income territory, with a median household income of $53,750 and per-capita income of $37,791. That earnings level carries a real tax load. The county-level effective property tax rate of 2.10% is steep by national standards, so owners here hand over a meaningful share of their home's value each year. Add an 8.25% combined sales tax on purchases, and the overall picture is one of steady wages paired with above-average taxation rather than prosperity.
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