ZIP Code 13431

ZIP code 13431, near Utica, sits in middle-income territory, with a median household income of $76,000 and per-capita income of $37,753. Homes here carry a median value of $245,100, and the county-level property tax rate of 2.10% means owners pay a meaningful share of that value each year in taxes. Add an 8.25% combined sales tax on purchases, and the overall tax load leans heavier than many places. Households earning around $76,000 can cover these costs, though the property and sales rates together take a noticeable bite out of take-home pay.