ZIP Code 13407

ZIP code 13407, in the Utica area, sits squarely in middle-income territory. A median household income of $69,846 and per-capita income of $36,063 point to a working- and middle-class community rather than an affluent one. Homes here have a median value of $149,100, and the county-level effective property tax rate of 2.10% means owners pay a meaningful share of that value each year in taxes. Add an 8.25% combined sales tax on purchases, and the overall tax load leans on earned income and everyday spending alike.