ZIP Code 13131

ZIP code 13131, centered on Bernhards Bay, sits in middle-income territory. Households earn a median of $70,286, while per-capita income lands at $35,241, a spread indicating a mix of single- and multi-earner homes. Property values average $147,800, and the county-level effective property tax rate of 2.40% means owners pay roughly $3,547 annually per $100,000 of value—a considerable levy against those home prices. Add an 8.00% combined sales tax on purchases, and the overall tax load runs higher than many parts of the state, trimming take-home buying power for working- and middle-class families here.