ZIP Code 13115

ZIP code 13115, centered on Bernhards Bay, sits in middle-income territory, with a median household income of $72,857 and per-capita income of $33,210. Homes here carry a median value of $153,100, and the county-level property tax rate of 2.40% means owners pay a noticeable share of that value each year. Add an 8.00% combined sales tax, and the overall cost of living tilts toward a working- to middle-class profile—solid earnings, but taxes that take a real bite out of everyday budgets.