Minerva, NY — income, home value, property tax, and sales tax.
With per-capita income of $61,556, ZIP 12975 sits comfortably in middle-income territory, though its median home value of $94,800 runs well below what that earnings level might buy elsewhere. That gap shapes the tax picture: a county-level effective property tax rate of 1.47% applies to a fairly low assessment base, keeping annual bills smaller than the rate alone implies. Shoppers in the Minerva area pay a combined 8.00% sales tax, a noticeable add-on to everyday purchases. The result is a place where earnings look solid on paper, housing costs stay contained, and the tax load lands somewhere between bargain and burden.