ZIP Code 12863

With a median household income of $96,679 and per-capita income of $37,659, ZIP code 12863, centered on Ballston Lake, sits comfortably in middle-to-upper-income territory. Homes here carry a median value of $342,100, and the county-level property tax rate of 1.40% means owners pay a meaningful share of that value each year. Add a 7.00% combined sales tax on purchases, and the overall tax picture reflects a community with solid earning power but real carrying costs. This isn't a working-class enclave, nor an elite one — it's a stable, well-off area where taxes take a genuine bite.