ZIP Code 12851

ZIP code 12851, centered on Minerva, sits in middle-income territory, with a median household income of $73,750 and per-capita income of $45,632. Home values run lower than the income level might imply: the median home is worth $160,900, and the county-level effective property tax rate of 1.47% means owners pay a meaningful share of that value each year. Add an 8.00% combined sales tax, and everyday purchases carry a noticeable premium. Households here earn enough to get by without affluence, while property and sales taxes together take a steady bite out of earnings.