ZIP Code 12822

In ZIP code 12822, which takes in Ballston Lake, households bring in a median of $83,349 a year, while per-capita income sits at $40,824. A median home value of $189,400 paired with the county's 1.40% effective property tax rate means annual property taxes run near $2,650 — a real line item against that earnings figure, though not an overwhelming one. Sales tax adds 7.00% to purchases made locally. Together these costs shape how far a paycheck stretches here, with housing and everyday spending both drawing on the same income stream.