ZIP Code 12803

ZIP code 12803, centered on Ballston Lake, sits in middle-income territory: a median household income of $82,057 and per-capita income of $43,767 place it above many upstate New York communities without reaching affluent levels. Homes run about $231,300, and the county-level property tax rate of 1.40% means a house at that value carries roughly $3,238 in annual property taxes. Add a 7.00% combined sales tax on purchases, and the overall tax picture is steady rather than punishing, fitting a working- and middle-class area where incomes support ownership but leave little excess.