ZIP Code 12790

Households in the 12790 ZIP code, centered on Monticello, bring in a median of $79,193 a year, or $41,627 per person. With a median home value of $208,800 and a county property tax rate of 2.00%, owning a home there carries an annual tax bill of roughly $4,176. Adding an 8.00% sales tax on purchases means a meaningful share of each paycheck goes toward taxes, so day-to-day spending and long-term saving both compete for what's left. The income level supports a comfortable standard of living, though housing costs and consumption taxes together shape how far those earnings stretch.