ZIP Code 12787

Monticello, NY — income, home value, property tax, and sales tax.

Median household income
$43,102
Per-capita income
$37,078
Median home value
$249,000
Property tax rate
2.00%
Combined sales tax
8.00%

In ZIP code 12787, near Monticello, households earn a median of $43,102 while per-capita income reaches $37,078 — a working-class profile by most measures. Yet median home values hit $456,900, an unusual pairing that reflects the area's real estate market rather than local wages. Property taxes run at 2.00% of value at the county level, a rate that adds up quickly on a home assessed near that median. Combined with an 8.00% sales tax, the cost of living here leans heavily on consumption and ownership rather than income.

See how Monticello, NY taxes stack up

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