ZIP Code 12783

In the Monticello area, ZIP code 12783 sits squarely in middle-income territory, with a median household income of $67,778 and per-capita income of $46,983. Homes here carry a median value of $248,200, and the county-level effective property tax rate of 2.00% means owners pay a meaningful share of that value each year. Add an 8.00% combined sales tax on purchases, and the overall tax load leans heavier than many places. Households here aren't affluent, but they're not struggling either — this is a working-to-middle-income community where property and sales taxes take a real bite out of earnings.