ZIP Code 12762

In ZIP code 12762, which centers on Monticello, households bring in a median income of $87,381, while per-capita earnings sit at $32,082 — a gap that hints at larger households or multiple earners sharing the load. County property taxes run at an effective rate of 2.00%, a meaningful slice of ownership costs, and sales tax adds 8.00% at the register. Together these rates shape how far each paycheck stretches, since housing and everyday purchases both carry a premium. Budgeting here means weighing those ongoing costs against income that, while solid, leaves less slack than the raw median might imply.