ZIP Code 12747

Households in ZIP code 12747, centered on Monticello, earn a median of $71,563, placing the area squarely in middle-income territory, with per-capita income of $46,939. A median home value of $336,900 outpaces what those earnings might imply, and the county's 2.00% effective property tax rate means owners pay a substantial share of that value annually. Add an 8.00% combined sales tax, and the overall tax load here runs higher than many places. This is a middle-income community where housing costs and taxes together absorb a meaningful portion of what residents bring home.