Monticello, NY — income, home value, property tax, and sales tax.
In ZIP code 12745, near Monticello, per-capita income stands at $17,290, while the county-level property tax rate is 2.00%. That combination means a home's assessed value carries real weight here: at this rate, every $100,000 of value generates $2,000 in annual taxes, a sum that would absorb a large share of the average resident's yearly earnings. Sales taxes add another 8.00% at checkout, trimming what's left for saving toward a down payment or covering upkeep. Buyers weighing a purchase in this area should factor both the tax rate and local wages into what they can genuinely sustain.