ZIP Code 12738

Households in the 12738 ZIP code, near Monticello, report a median income of $95,481, while per-capita income stands at $53,005. A median home value of $391,700 paired with a 2.00% county property tax rate means annual property taxes could run roughly $7,800, a meaningful line item against that income. Add an 8.00% combined sales tax on purchases, and daily spending carries its own weight. Together these figures sketch a budget shaped by housing costs and consumption taxes rather than by any single expense, so buyers here should weigh both the mortgage and the ongoing tax load.