Monticello, NY — income, home value, property tax, and sales tax.
In ZIP code 12725, near Monticello, homes carry a median value of $360,700 while the county-level effective property tax rate sits at 1.77%, translating into a meaningful annual bill for owners. Households here report a median income of $90,893, though per-capita income is lower at $25,666, hinting at wide variation in what individual earners bring in. Combined with an 8.00% sales tax, the overall cost of living adds up. Whether that property tax load feels comfortable depends heavily on which end of the income range a household falls on.
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