Monticello, NY — income, home value, property tax, and sales tax.
In the Monticello area, ZIP code 12722 carries a county-level property tax rate of 2.00%, so a household's annual bill tracks directly with assessed home value. Paired with an 8.00% combined sales tax, everyday purchases take a noticeable bite out of take-home pay. Together these two costs shape how far a paycheck stretches: housing taxes claim a set share each year, while the sales tax clips spending on groceries, fuel, and other routine buys. Families weighing a move here should factor both into their monthly math, since earnings have to cover the property tax bill and the higher checkout total on most goods and services.