ZIP Code 12721

In ZIP 12721, near Middletown, homes carry a median value of $290,500, and the county's 2.00% effective property tax rate works out to roughly $5,810 a year on such a home. With median household income at $103,214, that tax bill equals about 5.6% of earnings, a share that shapes what buyers can carry. Per-capita income sits lower, at $38,393, so individual earners feel the pinch more sharply than the household figure implies. Add the 8.00% combined sales tax, and daily purchases take another bite, tightening what's left each month.