ZIP Code 12518

In ZIP code 12518, near Middletown, households bring in a median of $101,208 a year, with per-capita income at $50,853. A median home value of $432,000 carries a county-level effective property tax rate of 2.19%, which works out to a meaningful annual bill on top of the mortgage. Add the 8.12% combined sales tax on everyday purchases, and a sizable share of earnings goes toward housing and consumption taxes alike. The income level supports this pattern, though it leaves less slack than the headline figure might imply once property taxes and sales tax are accounted for.