ZIP Code 12489

In ZIP code 12489, near Kingston, per-capita income stands at $12,930, so buying a home here hinges heavily on price. The county's effective property tax rate of 1.77% means a $200,000 house would carry roughly $3,540 in annual taxes — a steep share of earnings at this income level. Sales tax adds 8.00% to most purchases, trimming what's left for saving toward a down payment or covering closing costs. Together, these costs weigh on anyone trying to buy in or around Kingston, since property taxes alone can rival several weeks of income each year.