ZIP Code 12410

In ZIP 12410, near Kingston, per-capita income stands at $29,666, so everyday earnings stretch only so far against a median home value of $245,500. At the county's 1.77% effective property tax rate, owning that median home would run roughly $4,345 a year, a real line item for a household at this income level. Add an 8.00% combined sales tax on purchases, and spending power tightens further. Budgeting here means weighing housing costs and sales tax against take-home pay, with less slack than higher-income areas enjoy.