ZIP Code 12308

In ZIP code 12308, near Schenectady, households earn a median of $63,434, with per-capita income at $37,780. Homes here carry a median value of $211,900, and the county-level effective property tax rate sits at 2.36%, so property taxes take a meaningful bite out of ownership costs. Add an 8.00% combined sales tax on purchases, and the overall cost picture reflects both a steady income base and real tax obligations. Housing values and earnings move together in this ZIP, giving households a clear sense of what daily living and long-term ownership demand financially.