ZIP Code 12306

In ZIP code 12306, near Albany, households earn a median of $83,202, while per-capita income sits at $41,975. Buying at the median home value of $222,500 means facing a county property tax rate of 2.36%, which adds a meaningful annual cost on top of a mortgage. Day-to-day spending also carries an 8.00% combined sales tax. Together, these figures shape how far a paycheck stretches: housing and taxes claim a real share of earnings, so careful planning matters for anyone considering a move here or already calling the area home.