ZIP Code 12303

ZIP code 12303, in the Albany area, sits solidly in middle-income territory, with a median household income of $84,375 and per-capita income of $42,628. Homes here have a median value of $238,100, and the county-level effective property tax rate of 1.76% means owners pay a meaningful share of that value each year in taxes. Add the 8.00% combined sales tax, and everyday purchases carry a noticeable premium. Taken together, the tax load is real but consistent with what a mid-range income and housing market like this one generally absorb.