ZIP Code 12209

In ZIP code 12209, part of Albany, homes carry a median value of $217,100, and the county's 1.76% effective property tax rate translates to roughly $3,820 a year in taxes on a home at that price. With median household income at $89,390, that bill equals about 4.3% of annual earnings, while per-capita income sits at $42,042. Sales tax of 8.00% adds to everyday costs. Buyers weighing a purchase here should factor the tax bill into monthly budgets alongside the mortgage, since the rate applies countywide regardless of a home's specific assessed value.