ZIP Code 12207

With a median household income of $58,998 and per-capita income of $44,248, ZIP code 12207 sits in middle-income territory, though it trails statewide averages. Homes here carry a median value of $232,000, and the county-level property tax rate of 1.76% means owners pay a meaningful share of that value each year. Add an 8.00% combined sales tax, and everyday purchases in Albany cost noticeably more than in many parts of the country. Together these figures describe a working- to middle-income urban area where taxes take a real bite out of household earnings.