ZIP Code 12202

In ZIP code 12202, which covers part of Albany, households earn a median of $52,868, while per-capita income sits at $28,446. A home valued at $166,000 would draw roughly $2,922 in annual property taxes at the county's 1.76% rate, a meaningful line item against that median earnings figure. Add the 8.00% combined sales tax charged on purchases, and day-to-day costs climb further. Budgeting here means weighing housing costs and consumption taxes against take-home pay that, at the per-capita level, trails the household median considerably, since more earners typically share each household.