ZIP Code 12196

In ZIP code 12196, near Stephentown, households earn a median of $110,889, with per-capita income at $51,864. Homes here carry a median value of $317,300, and the county-level effective property tax rate is 2.05% — a meaningful annual expense on a property at that price. Sales tax adds 8.00% to purchases. Together, these figures sketch a fairly high-earning area with housing costs that, while not extreme, come with a notable property tax load and a sales tax that shows up on everyday spending.