ZIP Code 12193

In ZIP code 12193, near Albany, homes carry a median value of $308,100, and the county's 1.76% effective property tax rate translates into roughly $5,400 a year in taxes on such a home. With median household income at $108,438 and per-capita income at $56,729, that bill equals about 5% of a typical household's annual earnings. Sales taxes add 8.00% at checkout, trimming what's left for mortgage payments and other expenses. Buyers weighing a move here should factor the property tax into their monthly math alongside the purchase price.