ZIP Code 12186

In ZIP code 12186, near Albany, households earn a median of $112,446, with per-capita income at $62,451. That earnings level shapes how housing and taxes fit into a budget. A median home value of $360,000, taxed at the county's 1.76% effective property tax rate, works out to meaningful annual outlays, so ownership costs stay tied closely to income. Day-to-day purchases carry an 8.00% combined sales tax, which trims spending power on goods and services. Together, these figures sketch a community where solid earnings support both property ownership and routine consumption, though the tax structure still claims a noticeable share along the way.