ZIP Code 12169

In ZIP code 12169, near Stephentown, homes carry a median value of $210,000, and the county's 2.05% effective property tax rate works out to roughly $4,305 a year. With median household income at $43,936, that tax bill equals almost a tenth of what a household brings in annually — a substantial share. Per-capita income sits higher, at $47,481, hinting at smaller households or uneven earnings across the area. Sales tax adds 8.00% to purchases. Together, housing costs and taxes claim a heavy slice of local paychecks, making ownership here a genuine stretch.