ZIP Code 12157

In ZIP 12157, near Albany, homes carry a median value of $223,400 while households earn a median of $75,997. The county's 2.03% effective property tax rate works out to roughly $4,535 annually on a home at that median value — about 6% of household income, a meaningful slice of the annual budget. Per-capita income sits at $38,882. A combined sales tax rate of 8.00% adds further cost to everyday purchases. Buyers weighing a move here should factor both the property tax bill and the sales tax into what their income can comfortably carry.