ZIP Code 12153

In ZIP code 12153, near Stephentown, homes carry a median value of $291,700, and the county-level effective property tax rate of 2.05% works out to roughly $5,980 a year for a home at that price. With median household income at $89,861, that tax bill equals about 6.7% of annual earnings before any exemptions. Per-capita income stands at $57,296, and the combined sales tax rate is 8.00%. Buyers weighing a purchase here should factor the property levy into monthly costs alongside the mortgage, since it adds a meaningful share of housing expense.