ZIP Code 12150

In ZIP code 12150, near Schenectady, households earn a median of $79,776, with per-capita income at $41,463. That earnings level shapes how far a paycheck stretches once taxes take their cut. The county's effective property tax rate of 2.36% applies to a median home value of $231,600, which works out to a meaningful annual bill for owners. Day-to-day purchases carry an 8.00% combined sales tax, adding to routine costs. Together these obligations draw on income that, while solid, must cover housing, goods, and services in a market where property taxes run above what many homeowners elsewhere face.