ZIP Code 12138

In ZIP code 12138, which takes in Stephentown, households earn a median of $75,833, while per-capita income reaches $41,789. A home here carries a median value of $191,900, and the county-level property tax rate of 2.05% translates into a meaningful annual bill on that amount. Add an 8.00% combined sales tax on purchases, and daily spending carries its own cost. Together these figures shape how far a paycheck stretches: housing and taxes claim a solid share, leaving households to weigh everyday expenses against what they earn.