ZIP Code 12121

In ZIP code 12121, near Stephentown, homes carry a median value of $297,400, and the county-level effective property tax rate of 2.05% translates to roughly $6,100 in annual taxes on such a home. Households here earn a median of $100,461, so that bill equals about 6% of yearly income, a meaningful but absorbable share. Per-capita income sits at $38,958. Add the 8.00% combined sales tax on purchases, and carrying costs extend beyond the mortgage alone. Buyers weighing a move here should factor both the property levy and everyday sales tax into what they can comfortably spend.