ZIP Code 12118

Households in the 12118 ZIP code, centered on Stephentown, bring in a median income of $92,710, with per-capita earnings of $58,182. That puts home values around $345,800 within reach for many buyers here. County property taxes run at an effective 1.40% of value, which on a median-priced house works out to roughly $4,800 a year, a real line item in any monthly budget. Add the 7.00% combined sales tax on purchases, and daily spending carries its own cost. Together these figures shape how far a paycheck stretches across housing, goods, and routine expenses in this area.