ZIP Code 12095

In ZIP code 12095, which takes in Broadalbin, households earn a median of $69,469, while per-capita income sits at $35,555 — placing the area squarely in middle-income territory rather than among affluent communities. Homes here carry a median value of $168,700, and the county-level property tax rate of 2.06% means owners pay a meaningful share of that value each year in taxes. Add an 8.00% combined sales tax on purchases, and the overall tax picture reflects a working- and middle-income area where housing costs stay within reach but local taxes still weigh on household finances.