ZIP Code 12094

In the Stephentown area, ZIP code 12094 households bring in a median of $92,266 a year, with per-capita income at $47,162. Homes here carry a median value of $260,900, and the county's 2.05% effective property tax rate means an owner of such a home would owe roughly $5,350 annually. Add the 8.00% combined sales tax on purchases, and a meaningful share of earnings goes toward housing and consumption taxes. Still, with incomes above $92,000, many households can absorb these costs while covering everyday expenses and setting aside savings.