ZIP Code 12090

In ZIP code 12090, which takes in Stephentown, households earn a median of $68,056 a year, while per-capita income comes to $35,018. With home values averaging $173,800 and the county's property tax rate at 2.05%, an owner can expect roughly $3,563 in annual property taxes. Day-to-day purchases carry an 8.00% combined sales tax. Those figures shape how far a paycheck stretches here: housing costs stay within reach of the median earner, but the sales tax adds up on regular spending, so the overall cost of living depends heavily on how much is bought locally versus saved.