ZIP Code 12087

Households in ZIP code 12087, near Albany, earn a median of $91,458, placing the area solidly in middle-income territory rather than among the affluent. Per-capita income sits at $40,064, and median home values reach $240,600. That property carries a county-level effective tax rate of 1.49%, so owners pay a meaningful share of home value each year. Add an 8.00% combined sales tax on purchases, and the overall cost of living here leans toward steady, working- and middle-class conditions, where incomes support ownership but taxes take a noticeable bite.