ZIP Code 12077

In ZIP code 12077, near Albany, homes carry a median value of $401,700, and the county-level property tax rate of 1.76% works out to roughly $7,070 a year in taxes on such a home. Households here earn a median of $118,257, so that bill absorbs about 6% of annual income, while per-capita income sits at $59,005. Combined with an 8.00% sales tax on purchases, the overall cost of living leans on higher earners. Whether buying here feels within reach depends heavily on income level and how much property tax a household can absorb.