Census ACS 2023 · 5-Year Estimate

ZIP Code 12054 — Delmar Median Income

The median household income in ZIP code 12054 (Delmar, NY) is $128,684, which is 70.3% above the national median of $75,580.

Median Household Income
$128,684
70.3% above US median
Per Capita Income
$63,467
Individual income estimate
vs. National Median
$75,580
US national median HHI
Comparison
Above avg
Relative to all US ZIPs
ZIP 12054$128,684/yr
National Median$75,580/yr
Difference+$53,104
StateNY

About Income in ZIP Code 12054

This data comes from the U.S. Census Bureau's American Community Survey (ACS) 5-Year Estimates for 2023. The median household income represents the midpoint — half of households earn more, half earn less.

What Does This Mean for Federal Taxes?

Households earning $128,684 in Delmar, NY typically fall in the 22–24% federal marginal tax bracket (for married filing jointly; rates vary by filing status and deductions). Your actual effective federal rate will be lower due to the progressive tax structure and standard deduction ($14,600 single / $29,200 married, 2024).

Using This Data

Income data by ZIP code is used by home buyers researching neighborhoods, businesses evaluating market potential, real estate professionals, financial planners, mortgage lenders, and researchers. For the most detailed breakdown, visit the U.S. Census Bureau directly.

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