Albany, NY — income, home value, property tax, and sales tax.
Households in ZIP code 12054, near Albany, earn a median of $129,583, with per-capita income at $63,250 — a level that supports both everyday spending and longer-term obligations. A median home value of $354,500 means property taxes, levied at 1.76% countywide, run about $6,239 a year, a meaningful line item against that income. Add the 8.00% combined sales tax on purchases, and the overall cost structure reflects what living near Albany demands. Even so, earnings here comfortably exceed what these taxes require, giving most households room to save or invest after covering housing and daily expenses.
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