ZIP Code 12047

ZIP code 12047, near Albany, sits in middle-income territory, with a median household income of $66,071 and per-capita income of $42,181. Homes here carry a median value of $246,800, and the county-level property tax rate of 1.76% means owners pay a meaningful share of that value each year. Add an 8.00% combined sales tax on purchases, and the overall tax load is steady rather than slight. This isn't an affluent enclave, nor a struggling one — it's a working-to-middle-income area where housing costs and taxes together shape everyday finances.